“Tis the season to be jolly” goes the old Christmas carol and indeed that holds true for all holiday seasons. But the holiday season is also the season to inspire lots and lots of spending effectively, turning the whole thing into a veritable nightmare once the bills start flowing in. So whether you’re shopping for presents, buying and dolling up your Christmas tree, or ordering the largest turkey in store complete with all the garnishing, there are many ways you may track and curtail your expenditures.
Use the right card for the right purchase
Every holiday season, different credit cards offer great discounts when shopping at specific stores or fine dining at many restaurants. For example, RBS might offer a flat 25 percent discount while shopping at Macy’s departmental store. Moreover, many megastore outlets also offer their very own ‘loyalty’ cards that offer special rewards and incentives to their valued customers. These may be in the form of special discounts, ‘buy one and get one free’ deals as well as gift coupons for the purchase of goods up to pre-specified amounts. For example, a store may offer a $20 coupon for the purchase of items worth $100. More ever both loyalty cards and credit cards offer ‘cash back’ incentives as well as bonus points that may be redeemed at different stores, restaurants, and service stations. Utilization of such cards’ discount features may end up saving you a substantial amount.
“Sale Mail” accounts
When shopping, it is wise to set up what may be referred to colloquially as a ‘sale mail’ account. It may be a free email account that you create exclusively for the purpose of checking discounts being offered at different restaurants and stores. Often commercial establishments ask their customers to drop their email addresses so they will be able to receive discounts and incentives right in their mail box.
Such an email address may be ignored till its holiday season, in which case you may sign in and check your favorite stores to see what they are offering and at what prices before rushing into a buying spree. But please do remember to save your password whenever you make such an email account.
Yes the noble art of bargaining seems to be disappearing these days. But that does not mean you have to take everything at tag price value. Sometimes good old fashioned ‘haggling’ can convince a seller to drop his prices rather than lose a potentially lucrative sale. So learn to bargain and bargain well. It would help if you have done your homework beforehand, by checking prices at other stores as well.
This way it is far easier to compare prices then to trudge from store to store. Not only does it eliminate all the hassle but this way you can beat the holiday season rush and be able to stay away from the ‘battle of the parking lots.’ You may also utilize different coupon sites that offer online discounts and actually have your presents delivered not just to your home but to all your recipients as well.